Ocean Smiles
A Great Dentist

Do you take my dental insurance?

Dr. Chen is happy to work with all PPO dental plans as well as a few select HMO plans.

While dental insurance can be a helpful benefit, it is likely that if you need more complex treatment procedures that they will not be fully covered. Most plans cover only preventative care in full, while restorative dental treatments (like fillings, crowns, and bridges) are covered at a percentage, leaving you with a portion to cover on your own.

We understand that dental insurance can sometimes be confusing to understand and navigate, and at Ocean Smiles Family Dentistry, our knowledgeable treatment coordinator is here to help! You can contact our office if you have questions about your insurance plan, what your coverage is, or what your payment options might be.

We offer in-office and third-party payment plans to help you cover your out-of-pocket expense. CareCredit can help break treatment costs into affordable monthly payments that won’t break your budget, and some plans are even interest free.

If CareCredit isn’t an option for you, we are happy to discuss the possibility of an in-office payment agreement to help you get the dental care you need. Please contact Ocean Smiles Family Dentistry to learn more about your options.