Ocean Smiles
A Great Dentist

Financial Info

When it comes to getting dental treatment, cost is a primary concern for most patients. We don't want you to have to choose between maintaining your budget and receiving the dental care you need. For this reason, we offer a number of convenient payment options that should help you comfortably fit your treatment into your budget without breaking the bank.

Dental Insurance

Dr. Chen is happy to work with most PPO dental plans, including Cigna, Safeguard, and Aetna.

Many dental plans cover preventative appointments in full. This means that there may be little-to-no out-of-pocket cost for your cleanings and checkups with Dr. Chen. However, coverage varies from plan to plan. We're happy to help you determine what portion of your treatment costs are covered, which part you are responsible for, and what your payments options are.

If you are unsure about your plan or what it covers, please contact our office and speak with our treatment coordinator. We're happy to help you understand your benefits and what your out-of-pocket expenses might be.

CareCredit and In-Office Payment Plans

Patients who are interested in breaking the cost of their treatment into an affordable monthly payment may be able to work with CareCredit. These payment plans are easy to apply for online or in our office, and there are even interest-free options for patients who qualify. Let us know if you're interested in applying for CareCredit – we're happy to help!

Dr. Chen can also extend in-office payment arrangements to our established patients in some cases. If you're interested in monthly payments, and you're not sure if CareCredit is right for you, please talk to us. We are happy to review your case, and we'll work with you to fit your treatment into your budget in a way that is comfortable for you.

Other Payment Options

Ocean Smiles Family Dentistry also accepts cash, checks, and most major credit cards for payment for treatment at the time of service.

Contact our office for questions about your payment options.